Every one of them. Every loan is a fraud. Did you know your mortgage was paid off?
Your mortgage was paid off the moment you signed the mortgage application and they accepted it. Do you know who paid it off? You!
So you're not a debtor. You're a creditor. You just didn’t know it and you don’t know how to use it.
They want you to think you're a debtor, and that you're indebted to them.
Your signature paid off that loan immediately by your all caps name and the bank accessed your trust which you can learn about in www.StateNationalUniversity.com